How much does Tipalti cost?
Tipalti starts at 99 USD a month for Accounts Payable and 249 USD a month for Mass Payments, according to its pricing page. Transaction fees and add-on modules, including procurement, are quoted. Third party buyer data puts the platform fee in the tens of thousands of dollars a year for mid-size companies, so get the first year total in writing.
What Tipalti publishes on its pricing page
We read tipalti.com/pricing in November 2026. This is what the vendor itself states.
| Item | What the page says | What it means for your budget |
|---|---|---|
| Accounts Payable plan | Starts at 99 USD a month, unlimited users, supplier portal, core automation | An entry price for the platform, not the total |
| Mass Payments plan | Starts at 249 USD a month, unlimited users, payee portal | For payouts to many payees, not for purchasing |
| Per user fees | None | Adding approvers does not add seats |
| Free tier | None | You pay from day one |
| Transaction fees | Listed as additional, no amounts shown | Varies by payment method and destination |
| Setup fees | None listed, complex setups may need paid services | Ask what your implementation counts as complex |
| Procurement | Add-on module, request a quote | Not priced publicly |
| Expenses and treasury | Add-ons, request a quote | Not priced publicly |
- Accounts Payable plan
- What the page saysStarts at 99 USD a month, unlimited users, supplier portal, core automationWhat it means for your budgetAn entry price for the platform, not the total
- Mass Payments plan
- What the page saysStarts at 249 USD a month, unlimited users, payee portalWhat it means for your budgetFor payouts to many payees, not for purchasing
- Per user fees
- What the page saysNoneWhat it means for your budgetAdding approvers does not add seats
- Free tier
- What the page saysNoneWhat it means for your budgetYou pay from day one
- Transaction fees
- What the page saysListed as additional, no amounts shownWhat it means for your budgetVaries by payment method and destination
- Setup fees
- What the page saysNone listed, complex setups may need paid servicesWhat it means for your budgetAsk what your implementation counts as complex
- Procurement
- What the page saysAdd-on module, request a quoteWhat it means for your budgetNot priced publicly
- Expenses and treasury
- What the page saysAdd-ons, request a quoteWhat it means for your budgetNot priced publicly
The page also says price depends on payment volume, number of legal entities, enabled modules and the payment methods and currencies you need. Source is Tipalti's pricing page.
What buyers report paying
Treat everything in this section as a third party estimate, not a list price. The sources disagree and some are written by competitors.
- Vendr reports from buyer purchases that annual platform fees commonly sit between 15 000 and 60 000 USD, with a median near 15 400 USD a year in its sample of 41 purchases.
- Several comparison sites quote per payment fees of about 0.50 to 2 USD for ACH, 10 to 25 USD for a domestic wire and 25 to 50 USD or more for an international wire. We could not confirm these figures on a Tipalti page.
- A competitor article from 2024 puts a one time implementation fee at roughly 4 000 to 5 000 USD at standard rates. Again, ask.
- Foreign exchange markups on cross border payments are a separate cost, and they matter most for companies that pay suppliers abroad.
The spread is wide because a 20 person company paying 40 domestic vendors a month and a 500 person company paying 2 000 suppliers in 30 countries are different products.
What to ask Tipalti before you sign
1. What is the first year total with every module you need, including procurement, listed line by line?
2. How are per payment fees set for ACH, wire, card and international payments, and do they change at renewal?
3. How many legal entities are included, and what does each extra entity cost?
4. Which implementation work is included, and what is billed as professional services?
5. Is the procurement module sold per user, per entity or as a flat fee?
6. What are the renewal terms and the cap on yearly increases?
7. What is the cost of leaving, and can you export vendor and invoice history?
Read the contract the way your lawyer would. A tool such as Contractsanalyzer can read an order form clause by clause and flag auto renewal, price increase and exit terms before you sign a multi-year commitment.
What a 120 person company pays for purchasing control
A 120 person US company wants requests, approvals, POs and receiving, and pays about 150 vendors a month by ACH. The Tipalti column shows only what is published. Everything else needs a quote.
| Line | Tipalti | Procurer Business |
|---|---|---|
| Entry price, billed monthly | 99 USD a month for Accounts Payable | 299 USD a month |
| Entry price over 12 months | 1 188 USD | 3 588 USD (1 788 USD billed yearly) |
| Per payment fees | Quoted, 150 payments a month | None, Procurer does not move money |
| Procurement module | Quote | Included, with three-way matching |
| Users | Unlimited | Included up to the plan limit |
| Pays suppliers | Yes, ACH, wires, global payouts | No, bill export to QuickBooks Online or Xero |
- Entry price, billed monthly
- Tipalti99 USD a month for Accounts PayableProcurer Business299 USD a month
- Entry price over 12 months
- Tipalti1 188 USDProcurer Business3 588 USD (1 788 USD billed yearly)
- Per payment fees
- TipaltiQuoted, 150 payments a monthProcurer BusinessNone, Procurer does not move money
- Procurement module
- TipaltiQuoteProcurer BusinessIncluded, with three-way matching
- Users
- TipaltiUnlimitedProcurer BusinessIncluded up to the plan limit
- Pays suppliers
- TipaltiYes, ACH, wires, global payoutsProcurer BusinessNo, bill export to QuickBooks Online or Xero
On paper Tipalti looks cheaper at the entry price. The fair comparison adds the procurement module and the payment fees, which are not published. If you only need purchase control and keep paying vendors through your bank or accounting system, the narrower tool can cost less. If you want one platform to pay hundreds of suppliers globally, the entry price is not the number to plan on.
When Tipalti makes sense and when it does not
Request a Tipalti quote if you pay many suppliers or contractors across countries, want tax form collection and payments in one system, and have the volume to justify a platform. For global payables it is a serious option, and the unlimited user model suits large approver groups.
Choose a purchasing tool if your problem starts before the invoice. People buy without approval, POs are sent after the order, and nobody records what arrived. Procurer covers requests, approvals, POs, receiving and invoice matching for 149 USD a month per company on Team, and it exports approved bills to QuickBooks Online or Xero. Many companies use a purchasing tool for control and a payments platform for payouts. Read how a similar suite prices purchasing in our guides to Airbase pricing and Bill.com purchase orders.
Tipalti versus a flat priced purchasing tool
| Question | Tipalti | Procurer |
|---|---|---|
| Public starting price | 99 USD a month AP, 249 USD Mass Payments | 149, 299 and 699 USD a month |
| Pricing basis | Platform plus transaction fees, quoted | Per company, no transaction fees |
| Scope | Accounts payable, global payments, tax forms, procurement add-on | Requests, approvals, POs, receiving, bill export |
| Purchase orders | In the procurement add-on, quoted | On every plan |
| Three-way matching | Ask your rep | Business and above |
| Pays suppliers | Yes | No |
| Setup | Vendor led onboarding | Self serve, start the same day |
| Best for | Teams paying many suppliers or payees globally | Teams that want a known price for purchasing control |
- Public starting price
- Tipalti99 USD a month AP, 249 USD Mass PaymentsProcurer149, 299 and 699 USD a month
- Pricing basis
- TipaltiPlatform plus transaction fees, quotedProcurerPer company, no transaction fees
- Scope
- TipaltiAccounts payable, global payments, tax forms, procurement add-onProcurerRequests, approvals, POs, receiving, bill export
- Purchase orders
- TipaltiIn the procurement add-on, quotedProcurerOn every plan
- Three-way matching
- TipaltiAsk your repProcurerBusiness and above
- Pays suppliers
- TipaltiYesProcurerNo
- Setup
- TipaltiVendor led onboardingProcurerSelf serve, start the same day
- Best for
- TipaltiTeams paying many suppliers or payees globallyProcurerTeams that want a known price for purchasing control
See the full list of what a purchase order tool does on purchase order software, or compare plans on the pricing page.
How much does Tipalti cost?
Tipalti lists Accounts Payable from 99 USD a month and Mass Payments from 249 USD a month. Transaction fees, procurement and other modules are quoted. Third party data suggests mid-size companies often pay well above the entry price, so request a written first year total.
How much does Tipalti cost?
Tipalti lists Accounts Payable from 99 USD a month and Mass Payments from 249 USD a month. Transaction fees, procurement and other modules are quoted. Third party data suggests mid-size companies often pay well above the entry price, so request a written first year total.
Does Tipalti charge per user?
No. Tipalti states it has no per user fees, and both published plans include unlimited users. Cost is driven by payment volume, legal entities, modules and payment methods instead, so a large approver group does not raise the bill.
Does Tipalti have a free plan or free trial?
Tipalti states it has no free tier. Ask your sales contact whether a pilot or sandbox is available for evaluation before you sign, and what the first contract term would be.
Does Tipalti have procurement and purchase orders?
Yes, as an add-on module that is not priced publicly. The pricing page directs buyers to request a quote. Ask whether purchase orders, receiving and three-way matching are all in the quote or sold separately.
What is a cheaper alternative to Tipalti for purchasing?
Procurer is a lower priced option if you need requests, approvals, POs and receiving. Team costs 149 USD monthly, Business 299 and Scale 699 per company. It does not pay suppliers or move money, so keep a payments tool if you need global payouts.